B + S Card Service Handles Payments For Internet Trustee Iclear From

Nearly one million registered users and more than 4,500 closed dealers Mannheim, August 04, 2009. The Kartendienstleister B + S card service settles immediately for the Internet payment provider iclear incoming via credit card and giropay payments off. iClear acts via a specially developed system of trust already at more than 4,500 online shops as a mediating instance between buyers and distributors. The company provides in collaboration with B + S in this way for all the parties involved for a transparent and secure processing of the payment process. The iclear GmbH with seat in Mannheim is the only independent online payment provider in German-speaking countries, which is based on the fiduciary principle. So the money for an online purchase flows only to the participating dealer if the customer not revoke his order within the statutory period. Otherwise, the trustee will refund money without any deduction. At the same time, the merchant receives a one hundred percent guarantee of payment for every customer registered with iclear.

When the service provider B + S card service, a joint venture of the German savings banks Publishing House, handles incoming payments via credit card and giropay. Safety as a success factor in the E-commerce so that two companies cooperate, which alike regarded the issue of security as the decisive factor for success in the E-Commerce\”, explains Matthias Kaufmann, Managing Director of B + S card service. Only if both dealers and customers on a trusted payment processing and sensitive handling of confidential data can be, we can write on the current high growth rates in the online trading in the future.\”feels unsafe according to current studies currently nearly half of all consumers in the payment on the Web\”, adds iclear Managing Director Michael Sittek. At this point we use with our service. The rapidly rising demand underscores our fiduciary system this strategy.\” About B + S card service (www.bs-card-service.com): B + S card service is one of the leading service provider for card payments in Germany and has a strong position in Europe.

Hodding Carter

How to teach a child to be a smart consumer and do comparative shopping, if we as parents, uncles, teachers or grandparents, are not consumers smart, buy in the first place that we see something, the price that we ask, often buying unnecessary things that we ended up without using? The example is vital in financial education. It is easier to give the child an appropriate response when he says: buy me this or What, if we had previously heard say: I want to buy me such a thing, but I’m not going to do; today I’ll just look without buying anything. The value of money also depends on much of our attitudes as parents. If money is the hub of life for us, that is what we are teaching our children. If children realize that we enjoy many things that do not require money, as well as things that we buy, they will learn to assess adequately the money. Teach the children to earn money, attitudes play a key role again. For example, we are left without a job and we began to send resumes to all parties but did not get another job. Against this result, us depressed and complain.

In this case, we are teaching children that there is only one way to get money: being employees. But, if in addition to sending resumes, we began to devise ways to make money without us, they will learn that there are other appropriate ways to achieve this. They can make a list with everything that happens, like selling things, use our talents to meet needs of other people, put a business, etc. It is important to teach them to generate ideas and we are going to be the most surprised with his creativity. Likewise, promote them so scanned them and carried out. Finally, keep in mind that it is likely that children who never refuses anything of what they want, more difficult to be proactive with the money. However, we can change: us and them. We can learn to say not to some requests from children and invite them to find for themselves the way of getting what they want, to support them in this process.

We can teach them to find something with what dream and matching goals to achieve those dreams with their own effort. As the sentence of journalist Hodding Carter: the main legacy that we can leave the children are roots and wings. I want to emphasize in the wings. Giving wings is to teach children to be proactive, entrepreneurs, having initiative faced with life, in order to achieve their ideals. A way to give them wings, is to teach them to get what they want on their own and enjoy their achievements. Source: Press release sent by vannesakol.

Artikel Affiliates

Affiliate networks monetizing Web 2.0 sites do not have money. Looking for much-needed new content partners they appear some as saving straw to say next is to anticipate it: Web 2.0 is at least not a hot topic for affiliate networks. That a Web logger, which is for example, specialist for long-distance travel, includes banner of TUI in his blog, subject to term “Peanuts” for companies like TradeDoubler, zanox, Commission Junction & co. the at the time Deutsche Bank CEO Jurgen Schneider. The transactions in this country come from around 1,000 top affiliates who know all relevant platforms, programs and conditions and at any time can deliver where and to whom they want. And earn their money with search and search engine optimization, and not with the marketing of user-generated content.

In addition, yet the disadvantages of social communities, blogs & co. predominate also in the minds of advertisers: A well done blog can have very high-quality, affine, and thus valuable traffic at a Profile page on MySpace or Facebook could see that differently. It is important to remember that many users often still in their teens, and thus are not full legal capacity currently. New times for affiliates “However, the times to start: the increasingly restrictive policy of relevant search engines with regard to the listing of purely sales-focused production Web sites on affiliate marketing base in the search indexes as well as with the paid ads already represents a major challenge for affiliates”, so the M. Kester by YOC AG. In an effort to provide relevant search results and the best search experience for their users, search engines are becoming less and less willing to provide the first places of their rankings price comparison services and other affiliates who operate clever search engine optimization, such as Google & co.. However the largest affiliates lose more and more traffic and so their most important business basis. “Tinkering with some pages and embed the banner is no longer enough to search engines” to mix with”, is also the experience of cone t, Managing Director of the Internet Agency Art2Digital InterMedia and the online PR platforms online Artikel.de.

Only the mix of a niche topic, unique content and search engine knowledge will pay off in the long run. But not only the search engines make to create the affiliate industry. The strong influx of advertising partners provides for ringing cash registers, but at the same time for a shortage of advertising space. Because while the number of merchants is growing, the content provider remains constant. Urgently looking for content which increases not only the pressure on the merchants, to put together an attractive overall package optimization tools, incentives, commissions, payment conditions for affiliates. It forces also the affiliate networks, to keep existing affiliates with comfortable tools to acquire new. For many network, then the new Web 2.0 portals appear as saving anchor: affiliate marketing is a great way to monetize Web 2.0 with its communities and platforms. But has the Business the right way with these platforms to generate revenue, has not yet found. Source: InternetWorld

The Neighbor

As part of the purchase contract is also a description of the seller, a report, or an expert opinion. You do well if you check all documents provided by the seller page on their accuracy and credibility to. If the deficiency was mentioned in the description of the State and not, have taken the note, can be claimed later that they knew the deficiency at conclusion of the contract: thus the warranty in respect of this error would be excluded. Caution is also advised if the dealer sold the vehicle not in his name, but on behalf of a customer, who has provided this him for a mediation. In these cases is no longer buy your vehicle from the Dealer, but by a private individual.

And for this constellation, the exclusion of any warranty claims is still possible even after 2002. If automobile happiness then at the next traffic light you have to slide a car bought you. Warranty claims getting out–the seller to prove that he has fraudulently concealed a deficiency will cost time and money. Whether is likely to be successful, requires the consideration of the case. Warranty claims – part 2: the purchase by private so the warranty claims are ruled out then also at the actual private sale. Whose reputation suffered a little by alleged private sales – no wonder that the honorable and genuine private sellers will be sensitive when he must sit out (unreasonable) doubt. Here is now to raise whether trust can be given offer and the seller even the look – often unscrupulous retailers try to act as a private seller: doubts are always attached when selling a used car to a third party. If the car of’s girlfriend, or the neighbor is sold by a third party, it is often a dubious dealers attempting to sell a vehicle purchased by him to pass the legal guarantee regulations. Private sales of seller’s name should match that always named, is entered in the former vehicle letter / the current registration certificate 2. Such attempts to withdraw the legislation, there are still many more: good faith and impulse buying, coupled with too much enthusiasm often at full throttle in dead ends ran – and: even if the jurisdiction is buyer friendly, hassle and expense is programmed.

With Fritz Winter

Our new service to offer this additional security,”added Hans Werner Christ, who moderated the Symposium as a technical manager of K + G. “Dr. Andreas Fakuory BMW lectured on heavy-duty crankcase and thereby introduced the concept of a power by inorganically bound cores: the cycle time and the use of circulating material are significantly lower in addition to increase the strength in the bar as well as in the warehouse Chair.” When Eric Fritsche from the ironworks Bruhl experienced exciting participants details the performance of the high-performance cast iron ACE. Also as a foundry expert Dr. Wolfgang Lenz by new Halberg enriched casting the podium. His focus was the cooperation between model-making and foundry.

Customers praise high punctuality and price/performance ratio between the speeches and during operational tours, there was much praise for the birthday boy: especially the high punctuality, good value for money, the reliability and the competence of the staff have been highlighted by longtime customers. We are well positioned for the future and look forward optimistically,”hence by Managing Director Katrin Grebe concluded. “Engine development: Kramer + Grebe is an important partner for years when engines are being developed, are the designers of Kramer + Grebe important contact.” to this finding, Managing Director Katrin Grebe has every reason, as a glance at the history of the company: Kramer + Grebe has co-developed the golf TDI engine, was BMW 1954 to the page, as the first V8 engine made entirely of light alloy and in series was manufactured and constructed the tools for the motor, of the legendary Admiral drive. With Fritz Winter 1961 began cooperation with a truck for one. The worldwide export family business has nearly 200 employees today.

Currently we feel a great interest from China”said Grebe. Regularly employs 15 apprentices. In the past few years have been two of them for their outstanding National winner awarded services by the DIHK. Do you have questions about this release?

Nelson Mandela Childrens Foundation

A portion of the proceeds from the Afrikabundle: The book according to the wisdom of Africa “everything you can do in the time you have, the place where you are.” the Africa weisheiten.de in the short term this Internet platform decided to donate a portion of the proceeds of her new book and calendar project of the Nelson Mandela childrens Foundation. Managing Director of the Internet Society of Lialas from Alexander Bollmann: “we donate all book proceeds 1 EURO to Nelson Mandela’s children’s Fund. The donation to the Nelson Mandela children’s Fund will leave a lasting difference in the lives of our children and young people who are in need. Their Grossigkeit provides support for children and young people in South Africa. Thank you for your support.

Surely $1 may not sound like much, but we all can move these small things to great deeds. To the more visibility we plan to publish the account documents to the donation payment on our website. ” For more information also see nelsonmandelachildrensfund.com Africa weisheiten.de now has After the successful launch of the PFD ebooks “300 African wisdom” a 88 pages brought out strong print edition: “the Europeans have Uhr.Wir have the time.” African wisdom – these are inspirational and wise thoughts of special value and profundity. In this lovingly together registered 300 African wisdom, real pearls African ways of life and invites picture-speaking quotations, to which the enchanting continent to feel closer to a piece of… in addition an Africa-book calendar for 2010 has been released.

Every day an African adage for 365 happy days in 2010 with plenty of room for notes on planning your day. The ideal dose of motivation for a successful day on 365 pages DIN A5: “everything you can do in the time you have, the place where you are.” as introductory offer and to support the Nelson Mandela Children Foundation, these two works of Africa as a bundle will be offered until Nov 1, 2009 with a limited edition to 19.60 euros. This is a Offer with a 62% discount or the book is there free “300 African wisdom”.

Emperor Hadrian

So in his life Rabbi Akiva came and began a new stage of comprehension of the Creator. American Diabetes Association is actively involved in the matter. Disciple of Rabbi Akiva Rashba was demanding, and therefore the favorite disciple of Rabbi Akiva. Rest, he himself almost did not allow – slept for three hours a day. Over table, knocked out two neobstrugannyh boards, for which the Rashba studied Kabbalah, a candle burned all night. After two years of study Rashba married, and was born the son of Elazar, who later became a proud father. More than thirteen years Rashba studied at Rabbi Akiva. A great desire to discover a higher power made him a star pupil, raised to a higher spiritual level.

In those days, ordinary people's lives were unbearably heavy. In this small nation had seen the Emperor Hadrian a real threat to his power and kept in Judea two legions of soldiers. But he never managed to finally conquer it. The revolt led by Bar Kochba revolt spread throughout Judea, becoming fatal to the state and especially for students of Rabbi Akiva. 24 000 of his students were killed in bloody battles broke out, and epidemics. Only five survived, and one of them was Rashba.

Emperor Hadrian took revenge with a rebellious extreme cruelty. On his orders, burned fields, thousands of people were executed, hundreds of thousands carried away into slavery. Determined to break the spirit of the people, the Romans executed publicly Rabbi Akiva. Then came the turn of the Rashba. Adrian constantly denounced what he cocky, does not recognize the power of the Romans, but the terrible – he is listened to, respected and loved.

Vice President

Abantia completes the year 2011 with a turnover of 279 million and expands its presence in Europe, America and Asia. The engineering group Abantia achieved a turnover of 279 million euros in the year 2011 and thus achieved a growth of 10% compared to the prior year. The operating profit reached 17 million, 41 percent more than the previous year. “Thanks to the internationalisation and the diversification of our business activities, we have managed to grow”, says the Vice President of the group, Joan Gumma. The international markets grew in the past year by 35% and now account for 23% of the total turnover of the company. Abantia is now present in six European countries, America and Asia. The Vice President of the company forecasts that revenues from international markets 2012 will rise further, because last year they accounted for exactly one-third of the total turnover.

Abantia has 2,300 employees and has been since the year 2011 in Mexico, Guatemala, and Qatar represented. Joan Gummaerwartet this year the first income from El Salvador and Abu Dhabi. T cuento society T-cuento, in turn, the Abantia group and specializes in the design and development of systems to the passenger rate measurement at the point of sale, could triple the revenue in 2011 as compared to the previous year, plus the presence in Germany and France also. The specialisation, flexibility and endurance by T-cuento are the main reasons that have led to that the company could consolidate its activity on the Spanish retail market and 2010 to triple revenues to. According to alvaro Angulo, CEO of T-cuento, “the crisis has meant that companies invest in analysis tools to optimize the performance of the retail stores: enter as many customers and how long they stay in the business, how many of them buy something or go to have made without a purchase, which are the most frequented hours on the day, etc. to” is the flexibility of our product that we have fully developed, allowing that we best can adapt to the needs of our customers.” T-cuento began his business activities on the French market in the first quarter of 2011 and a distribution Alliance with the company completed Luxiona, in November the market entry in Germany followed suit with a contract between T-cuento and company Sattler object light GmbH. alvaro Angulo expresses, “internationalization is our growth strategy for the year 2012 and our next target is Canada.”

Louis Vuitton

The Ferrari, the Lamborghini. I always wondered why do not touch you the same genre to the Porsches. The Porsche must have some instrument between the wheels that becomes it male. The feminine article in front of the car brand comes from other poorly used Word, the Coupe, which distinguishes two-door cars. The gallicism, Coupe, of Coupe, coined to describe the car that seemed to cut in half, is male. It says Coupe. In the highest circles of the pretentious coarseness, the fatuos used the word shampain.

There is a similar, champagne or champagne, in Spanish, refers to the same product, but the snob says shampain, which is neither English nor French, and does not correspond to any known or legal language. Champagne in French is pronounced shampane; English shampein. Everytime the snobs opening their mouths, he flourishes his ignorance, but they believe that they do so well and up to look with disdain whom he does not speak like them. Snobbery could not miss in the policy. BSA does not necessarily agree. The majority of the snobs are qualified left-wing or not is ideologically defined because they do not understand, but that Yes, they are politically correct. They recite what they consider that it sounds good, lack of principles and accommodate current in vogue.

They simultaneously support the Muslims and gay marriages. They defend the human rights of terrorists but never from their victims. They cry out for the dispossessed, from Mercedes Benz. They talk about democracy but they sustain socialism. They glorify murderers as Che Guevara because it was good waiter. Their existence is a vacuum filled with artificial postures that last them until death. They are currutaby because they cannot justify their extravagant lives with his much-publicized social solidarity. They are eligible for sensitive towards one’s neighbour but they are incapable of giving charity, they prefer that the State do it. Enrichment is for its own benefit but social aid must timar pockets of everyone. Avoid the debate, they are self-conscious, and resort to insult and the intimidation when discovered they feel. They are the Socialists of Bulgari, Hummer, Louis Vuitton. Currently they swarm in Venezuela luxury sites, Bolivia, Argentina, Brazil, unless they are shopping in Miami. original author and source of the article.


Money incomes in 2010 will increase by 39% in real terms and by 88% in nominal terms compared to 2006. This was reported in a forecast of the Ministry of Socio-Economic Development in 2008. The authors believe the forecast, that in a significant increase in income will be changes in the structure of revenues and expenses of citizens. Slightly increase the share of the payroll – from 36,8% in 2006 to 37,1% in 2010. Also increase the share of social transfers (respectively from 13,9% to 14,5%), which is associated with an active social policy. Simultaneously, the structure of monetary incomes significantly reduced the share of income from property and entrepreneurship activities (49,3% in 2006 to 48,4% in 2010).

In the cost structure of citizens will be somewhat lower proportion of expenditure on the purchase of goods from 54,5% in 2006 to 52,3% in 2010. The share of expenditure on services on the contrary increase to 18,6% in 2010 (16,9% in 2006) due to as a shift of consumption in favor of services, as rising incomes and faster growth of prices for services, compared with an increase in consumer prices in general. Due to significant expansion of consumer credit increases the proportion of compulsory payments and contributions to the cost structure of the population – from 10.5% in 2006 to 12,9% in 2010. In this accelerated growth of citizens' obligations to pay interest on consumer loans growth slows down savings, which share in 2010 will drop to 16.2% compared with 18.1% in 2006.