Repayment

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Money incomes in 2010 will increase by 39% in real terms and by 88% in nominal terms compared to 2006. This was reported in a forecast of the Ministry of Socio-Economic Development in 2008. The authors believe the forecast, that in a significant increase in income will be changes in the structure of revenues and expenses of citizens. Slightly increase the share of the payroll – from 36,8% in 2006 to 37,1% in 2010. Also increase the share of social transfers (respectively from 13,9% to 14,5%), which is associated with an active social policy. Simultaneously, the structure of monetary incomes significantly reduced the share of income from property and entrepreneurship activities (49,3% in 2006 to 48,4% in 2010).

In the cost structure of citizens will be somewhat lower proportion of expenditure on the purchase of goods from 54,5% in 2006 to 52,3% in 2010. The share of expenditure on services on the contrary increase to 18,6% in 2010 (16,9% in 2006) due to as a shift of consumption in favor of services, as rising incomes and faster growth of prices for services, compared with an increase in consumer prices in general. Due to significant expansion of consumer credit increases the proportion of compulsory payments and contributions to the cost structure of the population – from 10.5% in 2006 to 12,9% in 2010. In this accelerated growth of citizens' obligations to pay interest on consumer loans growth slows down savings, which share in 2010 will drop to 16.2% compared with 18.1% in 2006.

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